Commercial Umbrella Insurance

What Is Commercial Umbrella Insurance?

A commercial umbrella policy provides added liability protection for your business. An umbrella extends liability coverage for your other commercial insurance policies, like general liability and business auto insurance. If a claim amount exceeds the limit of these underlying policies, the umbrella kicks in to cover the amount beyond the limits of the underlying policy, up to the total limit of the umbrella policy.

There are a variety of coverage types available. We’ll help determine the level of coverage that is right for you. Give us a call at (651) 636-6911 or request a quote comparison to get started.

Commercial Umbrella Insurance Coverage

Bodily Injury Liability – Covers claims for injuries caused to another person or business for which you are at fault, like if a customer slips and falls in your business.

Property Damage Liability – Covers claims for damage caused to another party’s property for which you are at fault.

Advertising Injury – Covers claims for damages caused by an advertising mistake.

Auto Liability – Covers claims for damage or injury from a car accident for which your business or employee are at fault.

And More – There are a variety of additional coverage options that can be added to your policy, depending on your needs.

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