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Worker’s Compensation Insurance

What Is Worker’s Compensation Insurance?

Worker's Compensation Insurance in MinnesotaWorker’s compensation insurance covers medical expenses and lost wages for employees if they are hurt or made ill in the course of their job. Worker’s comp is required by law in Minnesota and most other states for any business that has employees.

There are a variety of coverage types available, some which are required by law and others that are voluntary. We’ll help determine the level of coverage that is right for you. Give us a call at (651) 636-6911 or request a quote comparison to get started.

Worker’s Comp Insurance Coverage

Medical Expenses – Covers medical expenses for an employee that is injured or made ill in the normal course of their work.

Lost Wages – Covers lost wages while an employee is unable to work due to a covered injury or illness.

Coverage for Owner(s) – Coverage can be extended to the owners and partners of the company.

“If Any” Coverage – Sometimes a business with no current employees will be required by contract to carry work comp insurance just in case they add employees in the future.

And More – There are a variety of additional coverage options that can be added to your policy, depending on your needs.


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