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Is Pet Insurance Affordable?

Reasons Insurance

Is Pet Insurance Affordable?

Unfortunately, just like humans, pets can have medical problems that may yield expensive veterinary bills. Fortunately, pet insurance is available to combat those risks. So is pet insurance affordable?  Well that answer depends on the cost of care your pet needs and those cost are going up just like everything else.  You will get a chance to get a quote for your situation below. So let’s cover this type of insurance so you can make that decision for yourself.

What is Pet Insurance?

Most pet owners consider their animals to be members of their family; therefore, their pet’s quality of life and health is extremely important. By purchasing pet insurance, pet owners are not burdened with veterinary bills and can focus on making sure their pets get and stay healthy. Pet insurance can be a saviour when unexpected bills hit but options also exist for preventative wellness care as well.

Coverage Basics

Here are the details of a typical pet insurance policy:

  • Policies allow pet owner to select a coverage percentage or monthly premium that will work best for them.
  • Pets must have an annual exam and owners must adhere to the recommendations of their veterinarians to remain covered.
  • Coverage is not extended to existing conditions and injuries.
  • Policy covers expenses relating to the following:
    • Routine preventive care, including vaccinations
    • Lab work
    • Accidents, injuries and illnesses
    • Prescriptions
    • X-rays
    • Surgeries, including spay/neuter
    • Hospitalization

Steep Costs of Pet Care

Medical costs for your pets can add up quickly. Here are some of the most common veterinary treatments and typical average costs:

  • Benign skin mass: $1000
  • Torn ACL or cartilage: $2600
  • Necessary Tooth extraction: $900

We’re Here to Help

Don’t take the chance of not being able to afford medical care for your furry family members. We are happy to discuss these policies and show you the differences in options and coverages levels.  So is pet insurance affordable?  When compared with the costs of rising veterinary expenses, absolutely. Start your quote below to learn the specific costs for your pets!

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